Clearpay | PLT

Fashion ad for Clearpay: model in brown suit and black scarf, seated and standing poses, text "Shop now, pay in four"

Clearpay gives you the ability to get what you want now and pay for it in 4 interest free payments over 6 weeks.

Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl Channel Islands). Clearpay charges a £6 late fee for each late instalment and a further £6 if it’s still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24.

Missed payments may affect your ability to use Clearpay in the future and your details may be passed onto a debt collection agency working on Clearpay's behalf. Clearpay is credit that is not regulated by the Financial Conduct Authority. T&Cs and other eligibility criteria apply at clearpay.co.uk/terms’

How do I use Clearpay?

HOW TO SIGNUP

Pop your favourite pieces into your basket and head to checkout as usual. Select Clearpay as your payment option for eligible orders over £10. You just need to be at least 18, be a UK resident and have a UK debit or credit card.

FASHION EXPRESS

Complete checkout and you'll receive an instant application decision. One step closer to new garms!

GET READY

Pay in 4 Automatic Instalments every two weeks, taken automatically and with no additional fees* when paid on time. *late fees apply on missed payments

Frequently Asked Questions

What is Clearpay?

Clearpay is a payment service that lends customers a fixed amount of credit to make purchases instantly and then pay for them in 4 automatic instalments, made every 2 weeks, without any interest (late fees apply). Please use Clearpay responsibly. The service is provided by Clearpay Finance Ltd. Clearpay Plans are not regulated by the Financial Conduct Authority.

How do I use Clearpay?

Just shop on PLT and check out as normal. At checkout, choose the Clearpay payment method. You will be directed to the Clearpay website to register and provide payment details (Visa, Mastercard or Amex). If you've used Clearpay before, just log in to your Clearpay account. Then complete your order! Please note, that all items in your shopping bag must be eligible for Clearpay and that the basket total is over £10.

Where can I use Clearpay?

Clearpay can be used on purchases made on prettylittlething.com.

Who can use Clearpay?

Clearpay is only available to permanent UK residents aged 18+ (excluding Channel Islands) with a UK billing address. Customers with international billing addresses will not be able to use Clearpay or create a Clearpay account. Other eligibility criteria apply. See Clearpay Terms of Service for further details.

How does Clearpay Payment Schedule work?

Clearpay will split the total value of your order into 4 instalments payable every 2 weeks. The exact amounts and dates will be displayed for you to agree to before you confirm your purchase. If you would like to make additional unscheduled payments before they are due, you may log into your Clearpay account to make your payments early. Clearpay will then adjust the amount owed accordingly. You can log in to your Clearpay account anytime to view your payment schedule or make a payment before the next due date.

What if I can't pay a Clearpay Instalment?

If you cannot make a payment, please contact Clearpay here . As soon as you miss a payment, Clearpay will immediately stop you from making any further purchases with Clearpay. Clearpay will give you until 11pm on the following day to make your repayment and then you will incur a late fee if you are still not able to make the payment by then. This will be an initial £6 and a further fee of £6 if the missed payment is not made within 7 days. If your order is less than £24, the total late fee will be £6. If your order is £24 or over, total late fees will not exceed 25% of the total order or £24, whichever is less. Clearpay debt may be passed to a debt collection agency and this may affect your ability to use Clearpay in future. We encourage you to use Clearpay responsibly. Please see Clearpay Terms of Service for further details.

When will my items be delivered if I use Clearpay?

Clearpay orders are delivered within our standard delivery timeframes like any normal order from PLT. Visit our Delivery page here for more information.

Is there a limit to how much I can spend on a single Clearpay transaction?

Yes, your basket value must be over £10 to use Clearpay on prettylittlething.com and up to £1000 to use Clearpay. Your maximum order value may be lower depending on factors such as being a new customer or your payment history.

Can I use another form of payment with Clearpay?

Yes, you can also use a PLT promotional code with Clearpay to pay for your purchase as long as the basket value is over £10.

How do I return an Item purchased with Clearpay?

Please note, refunds for Clearpay purchases will be refunded from Merchant Site to Clearpay. We cannot provide an exchange or cash refund. When the refund is processed, any upcoming payments you have to Clearpay will be cancelled and any payments you have already made will be refunded back to the card you paid with. Please note that until the merchant has confirmed the receipt of any return goods, you will be liable to continue to make your payments to Clearpay. You can view the details by logging in to your Clearpay account.

Where can I find out more about Clearpay?

Visit the Clearpay website here for a detailed list of FAQs and to check out Clearpay’s Privacy Policy here.

Got another question?

Further info about Clearpay, late fees, eligibility criteria and more can be found by checking out the dedicated Clearpay help page here.